Consumer Services

Helping individuals make the most informed credit decisions.

What are your financial goals? Perhaps it’s the security of owning your dream home, perhaps it’s taking on the challenge of running your own business. Maybe you’re looking to get a new phone contract. Whatever your definition of success, checking out your credit report is a good first step. A credit report provides one picture of your personal credit history. When you apply for credit, your lender will look at your credit report to help them assess your credit worthiness. At Experian, we believe knowledge is power, which is why you can access your Experian Credit Report any time for free.

I Want To

Ready to get a picture of your personal credit history? Access your free Experian Credit Report today.
If you notice any incorrect information on your Experian Credit Report let us or your credit provider know.
If you’re a victim or likely victim of fraud, stay in control by requesting a ban on your Experian Credit Report.

Learn More

Credit Reports

Get an understanding of Experian Credit Reports, how to order one and how to manage the information on it.

Discover what an Experian Credit Report is, who accesses it and when, how it is used and how long the information on it remains.
Get a better understanding of what’s in your Experian Credit Report and how to read it.
Know your score. Learn how positive data could impact your next credit application.

Credit Scores

Get an understanding of Experian Credit Scores and what you can do to improve your score.

Get to know your credit score and what impacts it so you can make more informed choices when it comes to credit.
Your score is shaped by your financial decisions – so you have the power to change it.
Know your score. Learn how positive data could impact your next credit application.

Other resources

We’re a proud supporter of the industry initiative CreditSmart, a great resource developed by credit experts for you.
Check out the Australian Securities and Investments Commission’s (ASIC) resource MoneySmart for more information you can trust.
We respect your privacy under the Privacy Act 1988 (Cth) (Act) and ensure we comply. Learn more about the Act from the Office of the Australian Information Commissioner (OAIC).